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Standard cashless pre-authorization takes 3–4 hours

Quick answer

Standard cashless pre-authorization with HealAssist takes 3–4 hours. The hospital’s TPA or insurance desk raises the pre-auth with your insurer; HealAssist prepares the paperwork with them and follows up with the insurer hourly until it clears. If it is rejected, HealAssist prepares the medical justification and re-files immediately. The approval decision is always the insurer’s.

Cashless treatment starts with a pre-authorization: your insurer or TPA approves the planned treatment and amount before admission, so the hospital bills the insurer directly. HealAssist files and chases this for you.

How pre-authorization works with HealAssist

  1. Share your policy details

    Give your HealAssistant your policy or TPA card and the treatment plan from your consultation.

  2. The pre-auth is raised with your insurer

    The hospital’s TPA or insurance desk raises the pre-authorization request with your insurer. Your HealAssistant prepares the paperwork with them so it goes in complete.

  3. Hourly follow-up until it clears

    Standard cashless pre-authorization takes 3–4 hours; HealAssist follows up with the insurer hourly until it clears.

  4. Approval confirms your cashless admission

    Once approved, your admission is coordinated so the approved amount is billed to the insurer, not to you.

What happens if the pre-authorization is rejected

A rejection is not the end of the road. HealAssist prepares the medical justification with the treating team and re-files immediately. The approval decision itself always rests with your insurer or TPA — no platform can guarantee it — but a rejection is fought, not accepted.

Pre-authorization questions

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