PMSBY
Pradhan Mantri Suraksha Bima Yojana (PMSBY) is a government-backed accident insurance scheme offering coverage at just ₹20 per year. It covers accidental death and disability, including eye injuries resulting from accidents. The scheme is available to all savings bank account holders aged 18-70 years. For eye-related claims, accidental injuries leading to vision loss are covered under the disability benefits.
Scheme Details
Pradhan Mantri Suraksha Bima Yojana (PMSBY) is a government-backed accident insurance scheme offering coverage at just ₹20 per year. It covers accidental death and disability, including eye injuries resulting from accidents. The scheme is available to all savings bank account holders aged 18-70 years. For eye-related claims, accidental injuries leading to vision loss are covered under the disability benefits.
Scheme Benefits
₹2 lakh cover for accidental death
₹2 lakh for total permanent disability
₹1 lakh for partial permanent disability
Covers loss of vision due to accident
Premium of only ₹20 per year
Auto-debit from savings account
How to Avail Benefits
Report accident to bank immediately
Obtain medical certificate for disability
Submit claim form with documents
Bank forwards to insurance company
Documents Needed
- PMSBY enrollment proof
- Bank account statement
- Medical/disability certificate
- FIR copy (if applicable)
- Hospital discharge summary
Frequently Asked Questions
Does PMSBY cover eye surgery?▼
What is covered under permanent disability for eyes?▼
How to enroll in PMSBY?▼
Can I claim PMSBY at any hospital?▼
Find empanelled hospitals
Search for hospitals empanelled under this scheme in your city.